Whether you hop on your bicycle for fitness purposes or it’s part of your daily commute, cycling has become a cornerstone of a modern NSW lifestyle. As our roads grow more congested, the risk of road traffic accidents increases, and when cyclists collide with motor vehicles, the outcome is rarely equal. Cyclists are more vulnerable to serious, life-altering injuries, even when wearing the appropriate protective gear. 

One of the biggest hurdles cyclists face is compensation. Unfortunately, many people think it’s reserved for passengers and drivers, but cyclists have protections under NSW law. 

If you’ve been injured in a bicycle crash, you may be able to claim through Compulsory Third Party (CTP) Insurance to cover lost income and medical and rehabilitation costs.

Are Cyclists Covered By NSW Motor Accident Laws? 

As road users, the simple answer is yes. In addition to drivers and passengers, cyclists and pedestrians are eligible to claim motor vehicle accident compensation if they have been injured in a motor vehicle accident. The only requirement to make a motor vehicle accident claim is that a motor vehicle (motorcycle, bus, truck, or car) is involved, and these claims are typically lodged against the vehicle at fault’s CTP insurer. However, you may still find claim success if fault is shared.

Common Bicycle Crash Scenarios That Qualify For Motor Vehicle Accident Claims

It only takes a brief loss of concentration for a bicycle collision, and the most common crash scenarios reflect that. 

  • A cyclist hit by a motor vehicle that ran a red light or failed to give way.
  • A cyclist struck from behind by a motor vehicle attempting to overtake, failing to maintain a safe distance, or not seeing a cyclist up ahead.
  • Vehicles turning across a cyclist’s designated path or lane.
  • Accidents that occur due to a bus or truck’s blind spots.

If you are injured in a similar situation, you may be eligible to claim compensation and should reach out to motor vehicle accident lawyers for advice.

What Types of Injuries May Be Covered? 

With the guidance of motor vehicle lawyers, you can successfully claim for physical and psychological injuries resulting from a bicycle crash. The rules cover a range of injuries.

  • Fractures in limbs, ribs, and collarbones are common in cycling collisions. 
  • Even when wearing a helmet, many cyclists experience traumatic brain injuries following a collision. 
  • Damage to the back and neck can result in long-term mobility problems. 
  • Road rash, torn ligaments, and severe lacerations are common. 
  • Some cyclists suffer from chronic pain following a cycling crash.
  • Following an accident, PTSD and anxiety about cycling can manifest, and that can lead to depression over a change in lifestyle and circumstances. 

What Compensation Can Injured Cyclists Claim? 

  • You can claim medical expenses for emergency surgery, hospital stays, medications, and specialist appointments and treatment. 
  • You can claim for loss of income if you are left unable to work; a weekly statutory benefit will temporarily replace your lost earnings. 
  • If you have sustained serious injuries, you may be able to claim a lump-sum pain and suffering payment due to the emotional and physical toll the accident has had on you.
  • You can claim rehabilitation costs for occupational therapy, home modifications, or physiotherapy. 
  • You can claim for loss of life enjoyment if you are unable to participate in cycling or other social activities and hobbies you enjoy. 


At AJB Stevens motor vehicle accident lawyers in Sydney, we can support your pursuit of a compensation claim.

What if You Were Partly At Fault? 

You may still be eligible for compensation if you were partly at fault. NSW compensation rules allow for this, though the amount of compensation may be altered to reflect your part in the accident. For example, if you weren’t wearing a helmet and your injuries are more severe as a result, you failed to signal a left turn, or you were riding at dusk without lights, you should still speak to experienced motor accident lawyers for advice.

What If No Vehicle Was Identified 

A hit-and-run is more devastating than a standard collision because it adds a complicated layer of red tape to navigate. That doesn’t mean you have no legal recourse, though. You may still be able to seek compensation if no vehicle was identified. Engage experienced motorcycle accident injury lawyers in Sydney at the earliest point possible.

Key Steps After a Bicycle Accident 

If you are in a bicycle crash, follow these steps to protect your right to compensation: 

  • Collect the registration numbers of the cars involved and get their name and contact information. 
  • Take photos of the scene, your injuries, and the damage to your bike. 
  • Always seek medical attention, even if you feel okay, because medical records will serve as the foundation for your compensation case.
  • Report the accident to the police within 28 days of the date of occurrence. 
  • Consult a lawyer for advice immediately.

The stronger the evidence, the more likely your claim will succeed. Just remember, there are strict deadlines of just three months, and legal advice will protect your rights.

Motor Accident Lawyer Sydney 

Navigating the claims process can be exhausting, especially when you’re trying to recover from an accident. The compassionate, client-focused team at AJB Stevens is highly skilled in motor vehicle accident compensation, and we can take the wheel to ensure you receive the compensation you deserve. 

We’ll help determine eligibility, gather evidence, lodge your claims, represent you, and negotiate the settlement. We strive for maximum compensation to cover your expenses and the pain you have endured.

Have you been in a bicycle crash? Are you unsure whether you qualify to claim compensation? Contact AJB Stevens today to schedule your free claim assessment.